Jac Joubert

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The CSR Factor in Exchange-Based Health Insurance

We reviewed the approaches State legislators took to offset the effect of defunding CSRs. Here are our observations of activity across the country.

Jac Joubert portrait

Jac Joubert

Principal, Oliver Wyman
Kurt Giesa, FSA, MAAA portrait

Kurt Giesa, FSA, MAAA

Practice Leader, Oliver Wyman Actuarial Consulting

ACA Transitional Reinsurance: Insurers Can Expect More

On Wednesday the Centers for Medicare & Medicaid Services (CMS) announced an increase in the final coinsurance rate for the Transitional Reinsurance Program, from 80% to 100% for the 2014 benefit year. Jac Joubert, with Oliver Wyman’s actuarial practice, explains what this means for insurers.

Jac Joubert portrait

Jac Joubert

Principal, Oliver Wyman

Proposed 2016 Rate Increases: What They Say About the Maturing Individual Market

Last week the Department of Health & Human Services publicly posted health insurance companies’ proposed rate increases of 10 percent or more for the 2016 coverage year as part of its “commitment to transparency and robust rate review.” Jac Joubert with Oliver Wyman’s actuarial practice reviewed the list and has these observations to share.

Jac Joubert portrait

Jac Joubert

Principal, Oliver Wyman